Residential Replacement Cost Calculator

Market:   Residential contents insurance
End Users:    Owner occupiers and renters
Format:   API and white labelled standalone web calculator
Model:     CIRCA Home

CIRCA (Contents Insurance Residential Cost Address) is the original Sum Insured model. It represents a major step forward in the way home contents sum insured replacement values are calculated.

CIRCA combines detailed contents replacement cost information with property and household data, to provide an automatic home contents sum insured replacement cost for any property within Australia and New Zealand at the individual address level.

Build CIRCA Home into your quote and renewals process via API to accelerate the client’s journey, improving outcomes for both parties.

Reduce underinsurance & increase coverage

Improve customer experience

Simplify and accelerate quote process

CIRCA models a wide range of data to provide replacement costs estimates, including:

  • Occupancy type (i.e. owner occupied or tenanted)
  • Bedroom count
  • Type and quantity of other rooms (i.e. kitchen, bath, living room etc.)
  • Number and type of occupants (i.e. adults, teens, children, males, females)
  • Standard of contents
  • Quantity of contents
  • Contents sum insured value

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