Sum Insured

Helping simplify the contents insurance process

Specialises in the research and production of building contents replacement cost information and enhanced web applications, in the residential, commercial and rural sectors.

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  • Sydney
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What we do?

Sum Insured helps insurers & brokers to assist their clients to establish accurate replacement costs for their contents assets, helping them to navigate quickly thru any quote process, whilst at the same time avoiding the dangers of being underinsured.

Sum Insured also helps users to quickly build & store detailed contents inventory lists, enabling them to keep track of their assets, greatly simplifying the claims process.

Our Products & Services


The “Contents Insurance Residential Cost Address” database represents a major step forward in the way sum insured values are calculated. CIRCA combines detailed contents cost information with property household data, to provide users with an automatic home contents sum insured replacement cost estimate, by simply entering the address of the property.

Commercial Contents Net ®

Fast establishing itself as the go to source for estimating the contents replacement costs for a wide range of SME businesses including everything from offices to gyms, hairdressers, real estate and travel, as well as hospitality, medical, retail and industrial.

Portfolio Review

Our portfolio review provides insurers with home contents sum insured values at the individual risk address level, enabling the comparison of individual policyholder sum insured values against a reliable benchmark value. This vital information can be used to identify and inform policyholders on the dangers of being underinsured.

CIRCA Landlord

CIRCA Landlord helps insurers, agencies and brokers to insure their valuable contents assets for the correct replacement cost, minimising risk and simplifying the insurance purchasing process. Ultimately putting themselves in a unique position to help their customers in a highly competitive market.

Farm Contents Net ®

Our newest contents calculator helps farmers and brokers establish the correct replacement cost for valuable farm contents assets, covering everything from bee keeping, beef, dairy, deer and sheep to cropping , orchards and vineyards. A valuable tool to stay on top of rural sums insured.

Home Contents Calculator

Helps users to calculate the insurance replacement cost of their valuable home contents, whilst at the same time assisting them to keep track of their assets.