Portfolio Benchmarking

Most insurers existing books of business contain many risks which are underinsured. Using key pieces of information, Sum Insured are able to estimate the replacement price of the contents of any building.

Typical information that may be used in the process include:-

  • Address
  • Property type
  • Occupancy type
  • Number of bedrooms
  • Number & type of other rooms
  • Number of occupants (including gender & age)
  • Standard of contents¬†

The resulting data is then useful in identifying those policy holders whose home contents sums insured are significantly below the recommended minimum home contents replacement estimate price.